{
  "slug": "why-the-insurance-policy-pooled-risk",
  "version": 1,
  "layout": "network",
  "nodes": [
    {
      "id": "n1",
      "type": "person",
      "label": "Policyholder A",
      "x": 250,
      "y": 180,
      "w": 158,
      "h": 158,
      "detail": "pays premium"
    },
    {
      "id": "n2",
      "type": "person",
      "label": "Policyholder B",
      "x": 394,
      "y": 314,
      "w": 76,
      "h": 76,
      "detail": "pays premium"
    },
    {
      "id": "n3",
      "type": "person",
      "label": "Policyholder C",
      "x": 185,
      "y": 314,
      "w": 76,
      "h": 76,
      "detail": "pays premium"
    },
    {
      "id": "n4",
      "type": "pool",
      "label": "Risk Pool",
      "x": 188,
      "y": 115,
      "w": 76,
      "h": 76,
      "detail": "premiums collected"
    },
    {
      "id": "n5",
      "type": "coin",
      "label": "Claim Paid",
      "x": 397,
      "y": 118,
      "w": 76,
      "h": 76,
      "detail": "to the one who suffers"
    }
  ],
  "relationships": [
    {
      "from": "n1",
      "to": "n4",
      "label": "contributes"
    },
    {
      "from": "n2",
      "to": "n4",
      "label": "contributes"
    },
    {
      "from": "n3",
      "to": "n4",
      "label": "contributes"
    },
    {
      "from": "n4",
      "to": "n5",
      "label": "pays out to one"
    }
  ],
  "summary": "Many pay small premiums into a pool; the pool pays the large claim of the one who suffers a loss.",
  "mechanism": "premium-pool-claim-distribution",
  "fig": "FIG. / SHARING THE RISK OF WHAT MIGHT NOT HAPPEN TO YOU",
  "animation": {
    "style": "assemble",
    "duration": 800,
    "stagger": 60
  },
  "presentation": {
    "style": "vignette",
    "hero": "n4",
    "support": [
      "n1",
      "n5"
    ],
    "icon": "badge",
    "label": "Badge",
    "tilt": 0
  },
  "illustration": {
    "concept": "Five contributors drop coins from all sides into a shared risk pool; one claimant on right draws from the pool after suffering a loss",
    "paths": [
      {
        "d": "M 195,220 C 180,280 420,280 405,220 L 380,200 C 380,240 220,240 220,200 Z",
        "fill": "paper",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 195,220 C 180,280 420,280 405,220",
        "fill": "none",
        "weight": 3,
        "motion": "still"
      },
      {
        "d": "M 195,220 L 220,200",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 405,220 L 380,200",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 220,200 C 220,180 380,180 380,200",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 240,221 C 244.9707,221 249,225.0293 249,230 C 249,234.9707 244.9707,239 240,239 C 235.0293,239 231,234.9707 231,230 C 231,225.0293 235.0293,221 240,221 Z",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 268,221 C 272.9707,221 277,225.0293 277,230 C 277,234.9707 272.9707,239 268,239 C 263.0293,239 259,234.9707 259,230 C 259,225.0293 263.0293,221 268,221 Z",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 296,221 C 300.9707,221 305,225.0293 305,230 C 305,234.9707 300.9707,239 296,239 C 291.0293,239 287,234.9707 287,230 C 287,225.0293 291.0293,221 296,221 Z",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 324,221 C 328.9707,221 333,225.0293 333,230 C 333,234.9707 328.9707,239 324,239 C 319.0293,239 315,234.9707 315,230 C 315,225.0293 319.0293,221 324,221 Z",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 352,221 C 356.9707,221 361,225.0293 361,230 C 361,234.9707 356.9707,239 352,239 C 347.0293,239 343,234.9707 343,230 C 343,225.0293 347.0293,221 352,221 Z",
        "fill": "none",
        "weight": 2,
        "motion": "still"
      },
      {
        "d": "M 100,101.5 C 104.47363,101.5 108.1,105.12637 108.1,109.6 C 108.1,114.07363 104.47363,117.69999999999999 100,117.69999999999999 C 95.52637,117.69999999999999 91.9,114.07363 91.9,109.6 C 91.9,105.12637 95.52637,101.5 100,101.5 Z",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 100,117.7 L 100,135.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 88.6,126.4 L 111.4,126.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 100,135.4 L 91.0,151.6 M 100,135.4 L 109.0,151.6",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 100,150 L 300,200 M 291.4627459987211,201.1641710001744 L 300,200 L 293.0149739989536,194.95525899924428",
        "fill": "none",
        "weight": 2,
        "motion": "draw"
      },
      {
        "d": "M 200,51.49999999999999 C 204.47363,51.49999999999999 208.1,55.126369999999994 208.1,59.599999999999994 C 208.1,64.07363 204.47363,67.69999999999999 200,67.69999999999999 C 195.52637,67.69999999999999 191.9,64.07363 191.9,59.599999999999994 C 191.9,55.126369999999994 195.52637,51.49999999999999 200,51.49999999999999 Z",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 200,67.7 L 200,85.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 188.6,76.4 L 211.4,76.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 200,85.4 L 191.0,101.6 M 200,85.4 L 209.0,101.6",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 200,100 L 300,200 M 292.0804040507107,196.60588745030458 L 300,200 L 296.6058874503046,192.08040405071068",
        "fill": "none",
        "weight": 2,
        "motion": "draw"
      },
      {
        "d": "M 300,31.499999999999993 C 304.47363,31.499999999999993 308.1,35.126369999999994 308.1,39.599999999999994 C 308.1,44.073629999999994 304.47363,47.699999999999996 300,47.699999999999996 C 295.52637,47.699999999999996 291.9,44.073629999999994 291.9,39.599999999999994 C 291.9,35.126369999999994 295.52637,31.499999999999993 300,31.499999999999993 Z",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 300,47.7 L 300,65.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 288.6,56.4 L 311.4,56.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 300,65.4 L 291.0,81.6 M 300,65.4 L 309.0,81.6",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 300,80 L 300,200 M 296.8,192.0 L 300,200 L 303.2,192.0",
        "fill": "none",
        "weight": 2,
        "motion": "draw"
      },
      {
        "d": "M 400,51.49999999999999 C 404.47363,51.49999999999999 408.1,55.126369999999994 408.1,59.599999999999994 C 408.1,64.07363 404.47363,67.69999999999999 400,67.69999999999999 C 395.52637,67.69999999999999 391.9,64.07363 391.9,59.599999999999994 C 391.9,55.126369999999994 395.52637,51.49999999999999 400,51.49999999999999 Z",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 400,67.7 L 400,85.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 388.6,76.4 L 411.4,76.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 400,85.4 L 391.0,101.6 M 400,85.4 L 409.0,101.6",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 400,100 L 300,200 M 303.3941125496954,192.08040405071068 L 300,200 L 307.9195959492893,196.60588745030458",
        "fill": "none",
        "weight": 2,
        "motion": "draw"
      },
      {
        "d": "M 500,101.5 C 504.47363,101.5 508.1,105.12637 508.1,109.6 C 508.1,114.07363 504.47363,117.69999999999999 500,117.69999999999999 C 495.52637,117.69999999999999 491.9,114.07363 491.9,109.6 C 491.9,105.12637 495.52637,101.5 500,101.5 Z",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 500,117.7 L 500,135.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 488.6,126.4 L 511.4,126.4",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 500,135.4 L 491.0,151.6 M 500,135.4 L 509.0,151.6",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 500,150 L 300,200 M 306.9850260010464,194.95525899924428 L 300,200 L 308.5372540012789,201.1641710001744",
        "fill": "none",
        "weight": 2,
        "motion": "draw"
      },
      {
        "d": "M 490,268.9 C 495.666598,268.9 500.26,273.49340199999995 500.26,279.15999999999997 C 500.26,284.826598 495.666598,289.41999999999996 490,289.41999999999996 C 484.333402,289.41999999999996 479.74,284.826598 479.74,279.15999999999997 C 479.74,273.49340199999995 484.333402,268.9 490,268.9 Z",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 490,289.42 L 490,311.84",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 475.56,300.44 L 504.44,300.44",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 490,311.84 L 478.6,332.36 M 490,311.84 L 501.4,332.36",
        "fill": "none",
        "weight": 4,
        "motion": "still"
      },
      {
        "d": "M 405,250 L 450,305 M 440.5717929006141,299.79337816899584 L 450,305 L 446.76345129424067,294.7274758469377",
        "fill": "none",
        "weight": 4,
        "motion": "draw"
      },
      {
        "d": "M 470,260 L 510,280 M 510,260 L 470,280",
        "fill": "none",
        "weight": 3,
        "motion": "still"
      }
    ]
  }
}